Oscar Arizona – Arizona Health Plans
Plan Overviews
Oscar entered plans in Arizona in 2019. Below are the various plan benefits for Classic, Simple Plans, and Saver HSA Plans
| Classic Bronze | Classic Silver | Classic Gold | |
|---|---|---|---|
| The Basics | |||
| Free 24/7 calls with doctors | ✔️ | ✔️ | ✔️ |
| Up to $100/year in step tracking rewards | ✔️ | ✔️ | ✔️ |
| Free preventive care | ✔️ | ✔️ | ✔️ |
| Dedicated Concierge | ✔️ | ✔️ | ✔️ |
| Individual Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim.* | $3,500 | $4,500 | $1,500 |
| Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services* | $7,350 | $7,350 | $7,350 |
| HSA-Compatible? | No | No | No |
|
Prices before you meet your deductible
|
|||
| Primary Care / OBGYN visits | Full Price | $50 | $25 |
| Specialist visits | Full Price | $75 | $50 |
| Mental health office visits | Full Price | $75 | $50 |
| Physical, Occupational, and Speech Therapy | Full Price | $75 | $50 |
| Urgent Care | $100 | $100 | $100 |
| Labs | Full Price | Full Price | $25 |
| Generic Drugs | Full Price | $15 | $10 |
| Preferred Brand Drugs | Full Price | $100 | $50 |
| Non-Preferred Brand Drugs | Full Price | Full Price | Full Price |
|
Prices after you meet your deductible
|
|||
| Primary Care / OBGYN visits | 50% | $50 | $25 |
| Mental health office visits | 50% | $75 | $50 |
| Urgent Care | $100 | $100 | $100 |
| Xrays & Diagnostic Imaging | 50% | 50% | 20% |
| Emergency Room | 50% | 50% | 20% |
| Outpatient Facility | 50% | 50% | 20% |
| Generic Drugs | 50% | $15 | $10 |
| Non-Preferred Brand Drugs | 50% | 50% | 20% |
| Simple Secure | Simple Bronze | Simple Silver | |
|---|---|---|---|
| The Basics | |||
| Free 24/7 calls with doctors | ✔️ | ✔️ | ✔️ |
| Up to $100/year in step tracking rewards | ✔️ | ✔️ | ✔️ |
| Free preventive care | ✔️ | ✔️ | ✔️ |
| Dedicated Concierge | ✔️ | ✔️ | ✔️ |
| Individual Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim.* | $7,350 | $7,350 | $7,000 |
| Individual Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services* | $7,350 | $7,350 | $7,000 |
| HSA-Compatible? | No | No | No |
|
Prices before you meet your deductible
|
|||
| Primary Care / OBGYN visits | 3 for $0 | Full Price | $25 |
| Specialist visits | Full Price | Full Price | $50 |
| Mental health office visits | 3 for $0 | Full Price | $50 |
| Physical, Occupational, and Speech Therapy | Full Price | Full Price | $50 |
| Urgent Care | Full Price | $100 | $100 |
| Labs | Full Price | Full Price | $50 |
| Generic Drugs | Full Price | Full Price | $20 |
| Preferred Brand Drugs | Full Price | Full Price | $100 |
| Non-Preferred Brand Drugs | Full Price | Full Price | Full Price |
|
Prices after you meet your deductible
|
|||
| Primary Care / OBGYN visits |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Mental health office visits |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Urgent Care |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Xrays & Diagnostic Imaging |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Emergency Room |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Outpatient Facility |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Generic Drugs |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Non-Preferred Brand Drugs |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
• It has lower premiums than other silver tier plans
• Only difference vs. Classic Silver plan is copay on
generic drugs lowered to $10
• Plan created in response to uncertainty around the
federal government’s funding of cost share reduction
(CSR) subsidies. This uncertainty has driven up
premiums on silver tier plans available on the
government exchange
| Silver $10 Generic Rx | |
|---|---|
| The Basics | |
| Free 24/7 calls with doctors | ✔️ |
| Up to $100/year in step tracking rewards | ✔️ |
| Free preventive care | ✔️ |
| Dedicated Concierge | ✔️ |
| Individual Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim.* | $4,500 |
| Individual Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services* | $7,350 |
| HSA-Compatible? | No |
| Prices before you meet your deductible | |
| Primary Care visits | $50 |
| Specialist visits | $75 |
| Mental Health visits | $75 |
| Physical, Occupational, and Speech Therapy | $75 |
| Urgent Care | $100 |
| Labs | Full Price |
| Generic Drugs | $10 |
| Preferred Brand Drugs | $100 |
| Prices after you meet your deductible | |
| Primary Care visits | $50 |
| Specialist visits | $75 |
| Mental Health visits | $75 |
| Physical, Occupational, and Speech Therapy | $75 |
| Urgent Care | $100 |
| Labs | 50% |
| Xrays & Diagnostic Imaging | 50% |
| MRIs & Advanced Imaging | 50% |
| Emergency Room | 50% |
| Inpatient Facility & Skilled Nursing Facility | 50% |
| Outpatient Facility | 50% |
| Outpatient Professional | 50% |
| Generic Drugs | $10 |
| Preferred Brand Drugs | $100 |
| Non-Preferred Brand Drugs | 50% |
| Specialty Drugs | 50% |
| Saver Bronze | Saver Silver | |
|---|---|---|
| The Basics | ||
| Free 24/7 calls with doctors | ✔️ | ✔️ |
| Up to $100/year in step tracking rewards | ✔️ | ✔️ |
| Free preventive care | ✔️ | ✔️ |
| Dedicated Concierge | ✔️ | ✔️ |
| Individual Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim.* | $6,500 | $5,000 |
| Individual Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services* | $6,500 | $5,000 |
| HSA-Compatible? | Yes | Yes |
|
Prices before you meet your deductible
|
||
| Primary Care / OBGYN visits | Full Price | Full Price |
| Specialist visits | Full Price | Full Price |
| Mental health office visits | Full Price | Full Price |
| Physical, Occupational, and Speech Therapy | Full Price | Full Price |
| Urgent Care | Full Price | Full Price |
| Labs | Full Price | Full Price |
| Generic Drugs | Full Price | Full Price |
| Preferred Brand Drugs | Full Price | Full Price |
| Non-Preferred Brand Drugs | Full Price | Full Price |
|
Prices after you meet your deductible
|
|||
| Primary Care / OBGYN visits |
Why aren’t there copays or coinsurance amounts here? With our plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Mental health office visits |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Urgent Care |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Xrays & Diagnostic Imaging |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Emergency Room |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Outpatient Facility |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Generic Drugs |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
||
| Non-Preferred Brand Drugs |
Why aren’t there copays or coinsurance amounts here? With our Simple plans, you pay for covered services up to your deductible. After that, Oscar pays for all covered services. No more copays. No coinsurance. |
Apply Online Now
Oscar Arizona Perks
Dedicated Health Concierge Team
With Oscar, you get your own Concierge team – three care guides and
a nurse. You talk to the same people every time you call or message.
And you get personalized care from people who know you as more
than just a member ID number.
Innovative Mobile App
“Simple, useful, and actually gives me money!” – App Store review
Simple. Smart. Snazzy. It’s a health insurance app that doesn’t look or act like one. The Oscar app makes it easy to manage your health, find great care, and see everything in one place. And it’s easy on the eyes. Here’s what members love most about it.
Reach your Concierge team in one tap.
Don’t go through an annoying automated phone system to get help. Ask your dedicated Concierge team about bills, benefits, prescriptions, and doctors right from the Oscar app. You’ll talk to one of the same four people every time you message or call.
Get a diagnosis and prescription in two taps.
The average Doctor on Call user saves $600-$900 by using the free service instead of visiting the ER or urgent care. Send a request 24/7, and a board-certified Doctor will call you within 15 minutes. No booking ahead, no waiting rooms, no off-hours.
See all of your stuff in one place.
You shouldn’t have to navigate a clunky website just to find your own health info. Your plan details, labs, prescriptions, health history, bills, and ID card are on the app.
Get Money For Walking.
Earn $1 toward an Amazon® Gift Card for every day that you hit your step goal. It’s hassle-free – the app automatically syncs your steps from Apple Health or Google Fit.
Contact Us
Phone: (312) 726-6565
Email: [email protected]
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