Arizona Group Health Insurance
Arizona Health Agents is an independent agency, which means we are free to market your coverage to every carrier we represent rather than the one or two that pay us best. We work with small and large employers to build a program that fits both your people and your budget — from the initial analysis of your needs, through full market due diligence, to implementation and employee enrollment meetings.
Once your programs are in place, we work directly with your company representatives to keep them running: additions and terminations, billing discrepancies, and any claim problems that come up. Healthcare benefits change constantly. We stay on top of those changes and keep you informed along the way.
Our Service Commitment
Most brokers are attentive at renewal and hard to reach the other eleven months. Here is exactly what we do, and when we do it.
Before you buy — analysis and market
- Discovery meeting to evaluate your current benefit program, costs, and goals
- Follow-up discussions to refine the strategy before we go to market
- Full market analysis across every carrier we represent, plus a renewal analysis where applicable
- Side-by-side presentation with employer contribution strategies modeled out
Implementation — a clean transition
- A written timetable for a successful carrier renewal or transition, so nothing slips
- Employee education meetings, on-site or virtual — how the plan works, how to get the most out of it, and why costs behave the way they do
- Online enrollment built and administered in Employee Navigator, set up and paid for by us
All year — the part most brokers skip
- A single processing center for new hire additions and terminations
- Billing discrepancies and claim issues resolved by our team, not by your HR staff
- COBRA and Section 125 administration
- Employer and employee insurance online portal
- Tax-saving strategies, including Section 125 plan administration
- An annual review meeting well ahead of your renewal date
Arizona Group Insurance Solutions
Every way to cover your team — we market your group across all of our Arizona carriers.
Group Health Insurance
Major-medical coverage for your team from every major Arizona carrier — compare networks, benefits, and rates side by side.
Learn more →ICHRA Employer Plans
Reimburse employees tax-free for individual coverage with an Individual Coverage HRA — flexible and budget-friendly.
Learn more →Level-Funded Plans
Predictable monthly costs with potential year-end refunds when claims run low — popular with small Arizona businesses.
Learn more →Fully Insured Plans
Traditional employer coverage with fixed premiums and no claims risk to your business.
Learn more →Self-Funded Plans
Pay claims directly with stop-loss protection — maximum control for larger Arizona employers.
Learn more →Voluntary & Supplemental
Accident, critical illness, dental, vision, and more to round out your benefits package.
Learn more →Compare every Arizona group carrier in one place
See all the carriers we represent — fully insured, level-funded, and voluntary — side by side.
Compare All Group Carriers →☎ 855.847.7020Why employers choose us
Large enough to insure employers nationwide. Small enough to actually care.
National carrier access and multi-state licensing are table stakes at the big brokerages. What they cannot offer is a named advisor who answers the phone. We built this agency to do both.
Licensed in all 50 states
Employees in Phoenix, Denver, and Charlotte? One plan, one broker, one point of contact. We are licensed nationwide, so a multi-state roster never means a second agency.
A named advisor, not a call center
You get a person and a direct line — not a ticket number and a queue. Your HR contact and your employees reach the same advisor who wrote the plan.
An Arizona-based service team
Enrollment meetings, billing discrepancies, and claim escalations are handled here in Arizona by the people who know your group, not routed to a national processing center.
We cap how many groups we take on
We deliberately limit the number of clients we accept each year. It is the only honest way to promise the level of service above and still deliver it in month seven.
“Independent means we answer to you, not to a carrier quota.”We market your group to every carrier we represent — then tell you which one actually fits.
The platform we run your benefits onBenefits administration, included
Employee Navigator — and we cover the cost
✓ No cost to your company. We pay the platform fee for our group clients.
Employee Navigator is the benefits and HR platform used by more than 175,000 employers, with direct connections to 500+ carriers and payroll providers. Most brokers charge employers for it or do not offer it at all. For our group clients, it is part of the service.
- We build your plan libraryWe load every plan, rate, contribution rule, and eligibility class into Employee Navigator for you. Nothing for your HR team to configure.
- Employees enroll themselvesYour staff log in from a phone or laptop, compare plans, see their real per-paycheck cost, and elect coverage. New hires are onboarded the same way.
- Elections flow to the carriersWe handle the carrier feeds and submissions. No more spreadsheets emailed back and forth, and far fewer enrollment errors to unwind later.
- You use it all yearOnboarding, new hire and termination processing, ACA reporting, PTO tracking, and document storage — plus a permanent record of who elected what, and when.
See how Employee Navigator worksOnline enrollment, onboarding, ACA reporting and HR tools — included with your groupEmployee Navigator overview — all-in-one benefits, HR, and compliance