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Cigna Dental Plans in Arizona

2026 Cigna Dental Plan Comparison

All plans include a $150/person deductible ($150 family cap). Rates shown are approximate monthly premiums for a single adult in Arizona.
PlanEst. Monthly RateAnnual MaximumPreventive / Basic / MajorNotes
Cigna Dental Basic~$19/mo$1,000100% / 80% / 50%Entry-level coverage; great for preventive-focused individuals
Cigna Dental 1000~$30/mo$1,000100% / 80% / 50%Broader network access vs. Basic; mid-tier pricing
Cigna Dental 1500~$44/mo$1,500100% / 80% / 50%Higher annual max; ideal for families or those with ongoing dental needs
Cigna Dental + Vision
Bundle 		~$32/mo$1,000 + vision benefits100% / 80% / 50%Dental coverage paired with vision benefits; single carrier convenience

* Rates are estimates for illustration. Actual premiums vary by age, county, and tobacco status. Contact us for a personalized quote.

Coverage Details

Cigna dental plans follow a standard three-tier coverage structure across all plan levels.
100%
Preventive
Exams, cleanings, X-rays — typically no deductible
80%
Basic Restorative
Fillings, simple extractions, periodontal treatment
50%
Major Restorative
Crowns, bridges, dentures, oral surgery

Deductibles & Maximums

$150
Per-Person Deductible
$150
Family Deductible Cap
$1,000–$1,500
Annual Maximum Benefit

Bundle Options

Cigna makes it easy to consolidate coverage under one carrier:
  • Dental + Vision — approximately $32/mo; covers routine eye exams, frames or contact lenses
  • Dental + Vision + Hearing — comprehensive bundle for adults who want full sensory coverage in one plan

Marketplace Compatibility

The Cigna Dental Family + Pediatric plan is available both on and off the Health Insurance Marketplace (Healthcare.gov). This makes it a valid standalone dental plan during Open Enrollment or a Special Enrollment Period.

Why Choose Cigna Dental in Arizona?

  • National Network
    Access to one of the largest dental networks in the country, with strong in-network dentist availability across Arizona's major metros.
  • Flexible Bundle Options
    Pair dental with vision, or add hearing coverage — all through a single carrier for simplified billing and support.
  • No Age Restrictions
    Anyone can apply regardless of age. Especially valuable for adults who need individual dental coverage outside of employer or Medicare benefits.
  • Marketplace Compatible
    The Dental Family + Pediatric plan can be purchased on the ACA Marketplace, making it easier to enroll alongside a health plan.
  • Strong Metro Arizona Coverage
    Particularly well-represented in Maricopa County (Phoenix) and Yavapai County (Prescott), giving residents broad in-network dentist choices.

Arizona Availability

Strongest Coverage in Maricopa & Yavapai Counties

Cigna maintains a broad dental network across Arizona with its deepest in-network provider presence in Maricopa County (greater Phoenix metro) and Yavapai County (Prescott and surrounding areas). Residents in rural or border counties may find fewer in-network options but can still access out-of-network benefits under applicable plans. Contact us to verify in-network dentists near your zip code before enrolling.

Cigna dental plans are available for purchase year-round as standalone dental coverage — you do not need to be enrolling in a health plan to add dental. Open Enrollment periods apply only to Marketplace-purchased plans.

Frequently Asked Questions

  • Is Cigna dental available throughout Arizona?
    Cigna has a national network with solid Arizona coverage. Their strongest service areas are Maricopa and Yavapai counties. If you live in the greater Phoenix metro or the Prescott area, you'll have access to a wide selection of in-network dentists. Call us at 855.847.7020 and we can check in-network availability for your specific zip code.
  • Can I bundle Cigna dental with vision or hearing coverage?
    Yes. Cigna offers flexible bundle options: dental + vision starting around $32/mo, or a dental + vision + hearing bundle for more comprehensive coverage. These bundles can simplify billing and may offer savings compared to purchasing each plan separately.
  • What is the deductible for Cigna dental plans in Arizona?
    Cigna dental plans in Arizona carry a $150 per-person deductible, with a $150 family deductible cap. Preventive services such as cleanings and exams are typically covered at 100% with no deductible applied.
  • Are there age restrictions on Cigna dental plans?
    No. Cigna does not impose age-based purchase restrictions on its dental plans, making them a great option for adults of all ages — including seniors who want individual dental coverage outside of Medicare Advantage or standalone Medicare supplement dental riders.
  • Is Cigna dental available on the Health Insurance Marketplace?
    Yes. The Cigna Dental Family + Pediatric plan is available both on and off the Marketplace (Healthcare.gov). This means it can be purchased as a standalone dental plan or added on when enrolling in a health plan during Open Enrollment or a Special Enrollment Period.