Arizona Fully Insured Group Health Insurance
Traditional employer coverage with fixed monthly premiums and no claims risk to your business.
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With a fully insured group plan, your business pays a set monthly premium and the insurance carrier takes on all the claims risk. It is the simplest, most predictable way to offer employee health coverage in Arizona — no surprises, no year-end reconciliation.
Key Advantages
- Fixed, predictable monthly premiums
- Carrier bears 100% of the claims risk
- Broad provider networks statewide
- Minimal administration for your team
- Easy to budget and renew
Best Fit For
Arizona employers who want simplicity and predictable costs without managing claims risk.
Carrier Options
Available from Blue Cross Blue Shield of Arizona, Aetna, Cigna, and UnitedHealthcare.
Compare Fully Insured options for your business
A licensed Arizona group specialist will run the numbers — free, no obligation.
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