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Arizona Self-Funded Group Health Insurance

Pay claims directly with stop-loss protection — maximum control and transparency.

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How It Works

With a self-funded plan, your business pays employee claims directly and purchases stop-loss insurance to protect against large or catastrophic claims. It offers the most control, transparency, and long-term savings potential for established Arizona employers.

Key Advantages

  • Pay only for the claims your team actually uses
  • Stop-loss insurance protects against large claims
  • Full claims transparency and plan-design control
  • Avoid state premium taxes on the self-funded portion
  • Customizable benefits and networks

Best Fit For

Larger or established Arizona employers comfortable with some claims-cost variability in exchange for control and savings.

Carrier Options

We structure self-funded and level-funded arrangements with carriers and TPAs that fit your group.

Compare Self-Funded options for your business

A licensed Arizona group specialist will run the numbers — free, no obligation.

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