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Arizona ICHRA Plans for Employers

Reimburse your employees tax-free for individual health coverage with an Individual Coverage HRA — flexible, budget-friendly, and built for the modern workforce.

☎ 855.847.7020Get Group Quotes →

What Is an ICHRA?

An Individual Coverage Health Reimbursement Arrangement (ICHRA) lets Arizona employers give employees a tax-free monthly allowance to buy their own individual health insurance, instead of offering a single group plan. Employees choose the plan that fits them, and the employer reimburses them — with full control over the budget and no group participation requirements.

How It Works

1

Set an allowance

You decide how much to contribute each month — the same for everyone or varied by class of employee.

2

Employees choose a plan

Each employee picks an individual health plan that fits their needs and family.

3

You reimburse tax-free

Employees submit proof of coverage and you reimburse them — tax-free for both sides.

Why Arizona Employers Choose ICHRA

  • Predictable, fixed monthly budget — you control the cost
  • No minimum participation or company-size requirements
  • Employees pick the plan and network that suit them
  • Tax-free reimbursements for the business and employees
  • Great fit for remote or multi-location teams

Best Fit For

Arizona businesses that want to cap and predict their health-benefit costs while giving employees more choice — especially companies with variable budgets, remote workers, or teams spread across multiple areas.

See if ICHRA is right for your business

A licensed Arizona group specialist will walk you through the numbers — free, no obligation.

☎ 855.847.7020Get Group Quotes →